Time Crisis

Time Crisis
What does mortgage crisis for first-time buyers?

Taking into account the following assumptions: first time buyer, able to make 20% down payment, excellent credit, flexible on timing, and pre-approved, the area of Silicon Valley with the intention of living in condominiums 2 bedrooms at least 5 years. How should the crisis affect decisions, particularly on the opportunity? Should I wait a few months or end of a time? Housing prices will drop a bit? "He hit me with a higher interest rate to expect?

Do not expect a few months. A Smart Shopper always love to buy on the bad news. You may find some of the vendors since the panic and agree to a price below that will be in two or three weeks when better news comes out. In the short term, in a week or three rates can fall, but in six months time may be longer. (most of 2000, 30 years rates were set above 8% - do you want to wait and see if it goes again?)

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